MerchantWise

What's your plan to
stay ahead in 2026?

Independent research and practical tools for UK merchants. Payments, credit, operations. We help you see what's working, what isn't, and what to do about it.

Guide

E-Cigarette Payments 2026

Build operational resilience in UK vaping's two-tier market.

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Guide

Permanent Organisations Guide: Choose infrastructure that outlasts your tenure

A practical guide for volunteer treasurers navigating payment provider decisions.

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Tool

Balance Sheet Simulator

AI-powered balance sheet generator for any business type.

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Guide

Adult Retail Payments Guide

Navigate the complexity of high-risk processing.

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Guide

Saturday Night Covenant

Payment reliability for members' clubs and hospitality.

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Get merchant insights delivered

Tools and Reports that merchants rely on
to identify hidden opportunities

Simple and light input tools

Our tools adapt to the level of detail in what you share, never requiring you to divulge every little detail in the hopes of getting some useful information.

Spot what you've been missing

Every business has blind spots: fees that creep up unnoticed, inefficiencies that become habit, opportunities that never quite make it to the agenda. Our reports bring these to light, clearly explained and ready to address.

Get highly actionable clarity

MerchantWise Tools and Reports shows you exactly where your business stands—accurate, specific, and honest—so you can make decisions without second-guessing the numbers.

Tools and Reports that
merchants trust to stay ahead

We filter to present only what affects you the most

From new regulations to fee changes, we surface the developments that actually affect your business—no noise, no filler, just what you need to know, when you need to know it.

We are your partners, your interests, not ours.

Merchants trust us because we work for merchants, not your vendors. That means real data, honest analysis, and recommendations built around your interests—not someone else's.

You get the complete picture in one place

Merchants use our tools and reports because they empower them see their business as a whole, not as a disjoint few parts that are overoptimised.